Terms of Service

Acceptance of Terms

By accessing and using the website greenivos.top and the services provided by Greenivos B.V. ("we", "us", "our"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

These terms constitute a legally binding agreement between you and Greenivos B.V., a company registered in the Netherlands (Registration Number: 69058324, VAT: NL846205931B01).

Description of Services

Greenivos provides professional financial advisory services including investment planning, wealth management, financial consulting, and related services. Our services are provided in accordance with applicable laws and regulations governing financial advisory services in the Netherlands and the European Union.

All financial advice is provided for informational and educational purposes and should not be considered as a guarantee of investment performance or outcomes.

User Obligations and Responsibilities

When using our website and services, you agree to:

• Provide accurate, current, and complete information when requested
• Maintain the confidentiality of any login credentials
• Use our services only for lawful purposes and in accordance with these terms
• Not interfere with or disrupt our website or services
• Not attempt to gain unauthorised access to our systems or data
• Comply with all applicable laws and regulations

You are responsible for all activities that occur under your account and for maintaining the security of your personal and financial information.

Financial Advisory Relationship

Our financial advisory services are provided based on the information you provide to us. You acknowledge that:

• All investment decisions are ultimately your responsibility
• Past performance does not guarantee future results
• All investments carry risk of loss
• You should carefully consider our advice in the context of your overall financial situation
• You may seek second opinions from other qualified professionals

We will act in accordance with professional standards and regulatory requirements applicable to financial advisory services.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, software, and other materials, is the property of Greenivos or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written consent, except for your personal, non-commercial use.

The Greenivos name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Greenivos or its affiliates. You may not use such marks without our prior written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy and in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR).

Fees and Payment Terms

Our fees for financial advisory services will be clearly disclosed to you before any services are provided. Payment terms and methods will be specified in your service agreement.

You agree to pay all fees and charges incurred in connection with your use of our services. All fees are non-refundable unless otherwise specified in writing.

We reserve the right to change our fees with appropriate notice as required by law and our service agreements.

Limitation of Liability

To the maximum extent permitted by law, Greenivos shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services.

Our total liability to you for all damages, losses, and causes of action arising out of or relating to these terms or your use of our services shall not exceed the amount you paid to us for our services in the twelve months preceding the claim.

This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such damage.

Disclaimers

Our website and services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our website or the information, content, materials, or services included on our website.

We do not warrant that our services will be uninterrupted, secure, or error-free, or that defects will be corrected. We make no warranties regarding the accuracy, reliability, or completeness of any information provided through our services.

While we strive to provide accurate and up-to-date financial advice, market conditions and regulations change frequently, and we cannot guarantee the continued accuracy of any information or advice provided.

Indemnification

You agree to indemnify, defend, and hold harmless Greenivos, its officers, directors, employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of our website and services
• Your violation of these Terms of Service
• Your violation of any third-party rights, including intellectual property rights
• Any false or misleading information you provide to us

This indemnification obligation will survive the termination of these Terms of Service.

Termination

Either party may terminate the advisory relationship at any time with written notice. You may stop using our website and services at any time. We reserve the right to suspend or terminate your access to our website and services at our discretion, including for violation of these terms.

Upon termination, your right to use our website and services will cease immediately. We will provide you with any final reports or documentation as required by applicable regulations.

Termination does not relieve you of your obligation to pay any outstanding fees or charges incurred before termination.

Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Any disputes arising out of or relating to these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of the Netherlands.

If you are a consumer residing in the European Union, you may also have the right to bring proceedings in the courts of your country of residence.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website and updating the "Last updated" date at the top of this page.

Your continued use of our website and services after any changes constitutes your acceptance of the new Terms of Service. If you do not agree to the modified terms, you should discontinue your use of our services.

For significant changes that affect your rights or obligations, we may provide additional notice through email or other means.

Severability

If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be replaced with a valid provision that most closely matches the intent of the original provision.

No waiver of any term or condition of these Terms of Service shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

Contact Information

If you have any questions about these Terms of Service or need to contact us regarding legal matters, please reach out to us: